I heard about Incompass Insurance Consultants recently and wondered if it is something I need…am I at Consultant level in my life now? My immediate response is; No,  I can’t afford my current life, I can’t be adding things, but recently my house has been falling apart piece by piece and the excess has been in excess so I am reconsidering my stance.

Right now I need to replace a fridge, stove, TV and I have water damage, and I don’t even have enough coverage to burn the whole thing down and start from scratch (not that I’d do anything like that, I married a straight laced cop and 85% of the people I know are journalists) Just saying, the whole thing had me thinking that maybe I needed a consultant, someone who could have been a little clearer with me from day one.

Incompass is an Insurance Consultant Company that prides itself on personal service. The reviews say you know who your broker is and they actually help you set up the best and most cost efficient insurance options (so maybe a broker won’t make me broker as I initially feared).

They even step in when you need to claim which seems unnecessary, I mean don’t you just phone up your insurance company and they pay you your money? Uhhh no!

A while back we were robbed, our house was cleaned out, and I mean the burglars actually hung out in our house by the looks of things, eating, playing games and fitting on clothes. I felt so violated, I wanted to burn the whole thing down and start from scratch (this sounds like a pattern, it’s not, I’m just dramatic and watch too many mob movies)

What made it worse was the trauma of claiming from our household insurance. They wanted us to climb through a multitude of hoops, providing pictures of everything from my kettle to my tablet (thank goodness, I blog and happen to have pics) I understand it’s their job but boy was this assessor RUDE.

Also no one told me that I was supposed to have impromptu photo shoots with my household items in case a bunch of punks decided to turn our place into a B&B with a massive self service section. Like how are you rudely demanding close-ups of my toaster and the box to the camera I bought before I even thought of buying nappies (who keeps all the boxes? Where do you keep them? Seriously, I want to know)

The assessor honestly made us feel like criminals, walking through the house opening drawers and saying things like; “Oh I see you have access to a bakkie and when you bought this TV did you use cash and from which ATM did you draw it from” then every answer was met with an eye roll, but hey I needed the money and had to comply.

If I had a broker who knew me as more than a number I could have called her/him/them up and said; “help me! I have been paying nonstop, meanwhile this guy is being a jerk nonstop.”

And even before that, they could have told me what to expect and which pictures and documentation to have at the ready.

We are really looking into this consultant thing now, will let you know how it goes, if you are interested as well go have a look at Incompass’s website for more information – they are also on Facebook.

*This post was sponsored by Incompass, but as always the views are all my own